There are a limited number of explanations available for how cosmic fine-tuning came to be. Actually, there are three.
Our planet’s view of the sun is critical to life, obviously, but equally critical is that it’s a shielded view.
He asked poignantly in A Brief History of Time, “What is it that breathes fire into the equations and makes a universe for them to describe?”
A universe from nothing, for materialists, may be the single largest problem, among a variety of others.
Philosopher Phillip Goff is, intriguingly, on the right track but he errs in his subsequent inference to cosmopsychism.